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Author Topic: Concern over seller (s)  (Read 3640 times)
PepperD
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« Reply #20 on: April 22, 2008, 06:53:08 AM »

Dear Rich T and anyone else who is ripped off online:

I just recently experienced my first online ripoff, a US bookseller.  It was a very expensive reference book.  I was gobsmacked when the item didn't arrive and then they didn't answer my emails.  One of my roommates, an ex IT girl, ran a check on them and it was BAD.  Then she pointed out that in the states you could get a call back by the credit card company.  I found out that in Australia, you can also do that.  I should imagine that it is worldwide with all major credit card companies.  You have to wait thirty days, then you report the non-arrival and all the details of what you paid for and Visa (in this case) just went straight back into their account, withdrew the payment and I got it back in full. 

My point being that if credit card companies have the lawful right to do this with defaulting online transactions then so would eBay.  I think you should try and take this further with eBay.  They have full access to our bank accounts, I would think they have the legal right to do the same as the credit card companies.    And to the best of my knowledge the Australian Federal Police take internet fraud very seriously. 

My bad experience with the bookseller has made me more cautious not xenophobic.

If other shackers would be prepared to do the same I think if we all wrote to  Ebay!  asking why they do not offer the same protection coverage as credit card companies it might have more impact.  What do you think?
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kbmum
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« Reply #21 on: April 22, 2008, 07:30:32 AM »

I don't know that the PayPal user agreement allows the company to remove money from a member's bank account if the member doesn't authorize it.  However, if a buyer uses a credit card to make payment through PayPal, and PayPal is unable to recover the money, then I believe the buyer can do a chargeback with the credit card company.
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wildcat
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« Reply #22 on: April 24, 2008, 08:26:05 AM »

You know I just got similar advice this weekend about trying to go through my credit card company, and called them today.  I had purchased two autograph cards, one of which is still going thru the paypal procedure, but on the other autograph card when I called my credit card, they talked like I could be reimbursed.  My understanding is that they will email the seller, and give her a chance to contest, if she doesn't I'll get the credit, and if she does, I suppose that there will be another type of ruling on the dispute thru them.   It appears that when you go thru Paypal, that although they always suggest that you pay thru your bank account, that you're much safer with the credit card. (not necessarily more fiscally responsible though, if you're anything like me).  But thanks again for the advice, and something for others to look into.  Tony
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